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1
Clover – Most Recommended
9.9

Get a $450 statement credit

Get a $450 statement credit

Top-tier security and 24/7 support
Fully customizable point-of-sale (POS) systems
Very low fees, from 2.3% + 10¢
2
Merchant One
9.8

Complimentary EMV terminal upon sign-up

Complimentary EMV terminal upon sign-up

Low rates, from 0.29% per transaction
High approval rate for new accounts
Customer support tailored to small business needs
3
Stax
9.6

Zero-markup payment processing

Zero-markup payment processing

First month free for US-based businesses
Predictable subscription fees designed for long-term savings
Low transaction fee ranging from 8¢ to 15¢

What to consider?

With lots of available options, it’s important to check which providers meet your current needs and have the potential to scale with your business.

Key considerations in choosing a provider

To make a well-informed choice, consider the following essential factors:

  • Transaction cees: Familiarize yourself with the fee structure, including monthly charges, transaction fees, and potential additional costs.
  • Security measures: Choose providers with stringent security protocols to safeguard sensitive customer data.
  • Integration capabilities: Ensure the system can integrate smoothly with your current setup, such as eCommerce platforms and accounting software.
  • Customer support: Select providers known for their responsive and effective customer service.

Our top credit card processing providers list

Here’s a breakdown of the leading companies by Compare N Choose:

  1. Clover

    • Strengths: Renowned for its innovative payment hardware and scalable solutions.
    • Key Features: Offers customizable POS systems tailored to the specific needs of retail and restaurant sectors.
  2. Merchant One

    • Strengths: Specializes in services for small businesses with competitive pricing and personalized service.
    • Key Features: Easy setup and application process, reducing the hassle for small business owners.
  3. Stax

    • Strengths: Delivers a unified platform for payment processing, analytics, and inventory management.
    • Key Features: Features straightforward pricing and robust analytics tools.
  4. Leaders

    • Strengths: Known for their comprehensive solutions and outstanding customer support.
    • Key Features: Provides a variety of payment terminals and online gateways suitable for different business sizes and types.
  5. Payment Depot

    • Strengths: Innovates with a subscription-based pricing model, ideal for high-volume businesses.
    • Key Features: Offers transparent pricing with no hidden costs, facilitating significant savings for eligible businesses.
  6. PaymentCloud

    • Strengths: Includes a dedicated account manager and 24/7 support with fast funding options.
    • Key Features: Supports high-risk payment solutions.
  7. Square

    • Strengths: Offers an accessible and user-friendly platform, especially suitable for startups and small businesses.
    • Key Features: Utilizes a simple flat-rate pricing model with no monthly fees, complemented by a suite of business management tools.

 

Making the right choice

Selecting the ideal credit card processing provider should be a decision customized to your business’s specific requirements. Consider a cost-benefit analysis based on your average transaction volume and size, and engage with providers for demos or trial periods.

Best credit card processors